AD2024 Saving Money Reflections

When you had a saving plan you think it is good. But this turn out to be wrong when i got retrenched.

When you save money according to plan , your brain will tell you that i had reach my goal and i can spend away the rest of it.
This amount can actually help you reach another new level instead of spending it away.
And when you plant it you don't actually see the day you got retrench.
When this day happen you do not have any money to continue your saving plans.
And spending money is daily, monthly your brain will not react and start lurking into all sort of scam to try to gain money.
this will end you up in lossing more money.

At age 42 my saving money only give me few hundred monthly in return this cannot compare to a normal job and i lost that normal job. So if i can reverse time i would do the following

• Don't spend the extra after your saving goal meet.
• Put the money back meaning your goal is increase if you have surplas
• Think of 1 day you might loose  your job
• Think of the day when you can only survive with those investment plans that return few hundred per month as  your daily income
• start your burst saving mode early before age 40
• invest only with 100% capital meaing end of 1 year you get back 100% with extra sum of money
• Create excel table to see your investmen return monthly view as this may be your future income if you lost your job

When i see others happen some unfortunate stuff like can't walk or lost some limbs. I always think of my self what if i didn't make it till 40 something bad happen i cant work any more.like retrench i lost the income.
This totally will go back to your investment plan returns with no jobs this is your only income.

When i saw people can live in a van and eat cheap food just to buy 1 house. it reflect badly on myself.
I can't control my spending. I spend alot of money on good food, i just cant start eating cheap bread daily while having high income to spend.
Now that i got job loss i found myself motivated to spend only on cheap cereal and cheap bread.
Can you imagin if i do cheap food while still having job and income i can save thousand of dollars monthly

When rich with income i always buy some extra example if i buy staple i will buy few box of bullet to keep, And this when on to other things like pen and etc. This in return i spend more on 1 item and few spare. I end up full of cupboard unused stuff. Imagine if all this are saved i can also save a few hundred dollar monthly